Terms & Conditions
Effective Date: 2 August 2026
Welcome to haditakaful.com. By accessing or using this Website, you agree to be bound by these Terms & Conditions.
1. Website Purpose
This Website provides general information regarding takaful products and allows visitors to submit quotation requests and enquiries.
Submission of a quotation request does not constitute approval, acceptance, or issuance of any takaful certificate.
2. No Financial or Legal Advice
The information published on this Website is provided for general informational purposes only.
Nothing on this Website should be interpreted as financial, legal, tax, or investment advice. Visitors should seek professional advice before making financial decisions.
3. Quotations
Any quotation provided through this Website:
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Is subject to the information supplied by the customer.
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May change without prior notice.
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Is subject to underwriting requirements and eligibility criteria.
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Does not guarantee acceptance of any application.
4. Customer Responsibilities
You agree that all information submitted through this Website is accurate, complete, and truthful.
Providing inaccurate or misleading information may affect quotation accuracy or eligibility.
5. Intellectual Property
All content on this Website, including text, graphics, logos, images, and design, is protected by applicable intellectual property laws.
You may not reproduce, distribute, or modify any content without prior written permission.
6. Limitation of Liability
While we strive to ensure the accuracy of information on this Website, we do not guarantee that all information is complete, accurate, or current.
We shall not be liable for any direct, indirect, incidental, or consequential losses arising from the use of this Website or reliance on its content.
7. Website Availability
We may modify, suspend, or discontinue any part of the Website at any time without prior notice.
We do not guarantee uninterrupted or error-free access.
8. Third-Party Websites
This Website may contain links to third-party websites for your convenience.
We are not responsible for the content, availability, or privacy practices of those websites.
9. Privacy
Your use of this Website is also governed by our Privacy Policy.
10. Governing Law
These Terms & Conditions shall be governed by and interpreted in accordance with the laws of Malaysia.
Any disputes arising from the use of this Website shall be subject to the jurisdiction of the Malaysian courts.
11. Changes to These Terms
We reserve the right to amend these Terms & Conditions at any time.
Continued use of the Website after changes are published constitutes acceptance of the updated Terms.
12. Contact
If you have any questions regarding these Terms & Conditions, please contact us through the contact information available on haditakaful.com.